Lifestyle Mortgage - Mortgage Loans to suit your Lifestyle

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Why Obtain Pre-Approval?

First of all, pre-approval saves you time. Since you will know how much you can afford to spend on a home, and on monthly mortgage payments, you will not waste time looking for a house or a loan you cannot afford.
Secondly, pre-approval will ensure that you get the home you want. With the pre-approval in hand you are ready to negotiate a contract with confidence. The prospective seller will be more willing to negotiate with an approved buyer, which can save you time and money.

Pre-approval is a guarantee of a loan commitment, subject only to conditions in the approval letter and an acceptable appraisal. It gives you a good head start in the process of buying your new home.

With the help of a Lifestyle Loan Officer taking you through each step of the process, an approval will take between 2 hours to 5 business days depending on your individual situation.

Please refer to the "What We Will Need For Your Application" page to see what documents you need for loan approval. Having these documents available will greatly expedite the process.